Transferring Structured Settlements:

is far more complicated, and despite the inferences and claims “cash now”, the actual process of selling a structured settlement:

1. Requires a Court to approve the transaction;

2. Will also take up to 90 or more days to complete the process; and

3. The final “net” amount received by a seller is far less than the “face value” of structured settlement annuity payment amounts.

Plus, not all transactions are approved by a Court, and so there is no guarantee that someone wishing to sell their structured settlement payment annuities will actually get their money now!

So, because a person wishing to sell structured settlement annuity payments will NOT get an even dollar for dollar exchange for their payments, but instead receive a deeply discounted amount of money for their structured settlement annuity payments (based on a complex mathematical formula that involves multiple reductions and discounting of the underlying annuity and structured settlement payments), it is critical for any person to sell their structured settlement annuity payments to be as informed as possible before making any decision to sell.